If you are military affiliated, you're probably already aware that VA guaranteed mortgages are a great "zero-down" option for purchasing real estate. Oahu's generous BAH covers a large portion of your mortgage payment too; service-members should consider becoming homeowners while the interest rates are still incredibly low. Most people, however, are unaware that another mortgage program still exists that allows for the general public to purchase homes with no down payment...
Much of Oahu qualifies as a "rural" area under USDA guidelines despite not being "country" at all. Most areas outside of metropolitan Honolulu are eligible for these USDA loans. Let me know if you have a specific neighborhood or property you'd like me to check eligibility for.
I work regularly with VA buyers and civilians looking to purchase with no down payment on a regular basis...I'd love to be of service to you and your families. Have questions, or want to take advantage of these programs? Contact me today!